Linking Aadhaar with Insurance Policies

The Government of India has made it mandatory for all insurance policyholders to link their Aadhaar with such policies. In order to create awareness of this mandate among the policyholders, insurance companies like health insurers, general insurers, motor insurers and life insurers are sending notifications on a frequent basis. This process can be done by both online and offline means. This article looks at the procedure to link Aadhaar with insurance policies.

Documents Required

The following documents are mandatory to link Aadhaar with Insurance policies.

The 12-digit Aadhaar number
Permanent account number (PAN) or Form 60 or 61
The PAN card or Form 60/61 has to be submitted every time an account holder wishes to make a payment of more than Rs. 50,000.

Online Mode

In order to link Aadhaar with the insurance policy, the insurer has to make sure that their mobile number and Aadhaar before trying to link insurance policy with Aadhaar. This process varies for registered users and non-registered users.

Registered Users

A registered user has to follow the below- given steps to proceed with the linking process.

Step 1: Login to the Portal The user has to login to the customer service portal of the insurance company. Step 2: Add the Aadhaar Details The user has to add all the Aadhaar details in the appropriate text boxes. Step 3: Submit the Details Once entering all the details, the user has to verify all the details that are registered and submit the details. Step 4: Receiving OTP The user receives a One-Time Password to the registered mobile number. Step 5: Enter Aadhaar Number The user has to enter the Aadhaar number to get the Aadhar that is linked to the insurance policy.

Non-Registered User

The non-registered policyholders have to follow the steps given to link Aadhaar and insurance policy.

Step 1: Login to the Insurance website The user has to login to the website of the insurance company. Step 2: Enter the details The user has to enter details like PAN, Date of Birthe, mobile number, e-mail ID, policy number and Aadhaar number. Step 3: Receiving OTP The user receives a One-Time Password to the registered mobile number once the Aadhar Number is entered. Step 4: Enter the OTP The user has to enter the OTP in the appropriate text box. Step 5: Link with Insurance Policy Once the OTP is entered, the Aadhaar is linked to the Insurance Policy.

Offline Mode

For those individuals who are unable to do the online process, here are the steps to do it offline.

Step 1: Approach the Insurance Company Office The user has to visit the nearest branch office of the insurance company or contact the insurance agent. Step 2: Aadhaar Card Identification Number The user has to carry the Aadhaar card and a self-attested copy of the 12-digit unique identification number. Step 3: Submit the Documents The user has to submit the documents to the officer. Once the documents are submitted, Aadhaar gets linked to the Insurance policies. Also read about Aadhaar Virtual ID Lost Aadhar Card Griha Aadhar Scheme

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Frequently Asked Questions

Common questions about Link Aadhaar with Insurance Policies in India.

Answer: The Government of India has made it mandatory for all insurance policyholders to link their Aadhaar number with their insurance policies. This is an initiative to create awareness and streamline the process of linking Aadhaar with various services.

Answer: To link Aadhaar with an insurance policy, you will need your 12-digit Aadhaar number and a copy of your Permanent Account Number (PAN) card or Form 60/61. The PAN card or Form 60/61 is required if you wish to make a payment of more than Rs. 50,000.

Answer: Yes, you can link your Aadhaar with your insurance policy online through the customer service portal of your insurance company. The process varies slightly for registered and non-registered users, but both require entering your Aadhaar number and verifying it through an OTP.

Answer: As a non-registered user, you need to visit your insurance company's website, enter details like PAN, date of birth, mobile number, email ID, policy number, and Aadhaar number. You will then receive an OTP to verify and complete the linking process.

Answer: If you are unable to complete the online process, you can visit the nearest branch office of your insurance company or contact your insurance agent. You will need to carry your Aadhaar card and a self-attested copy of your 12-digit Aadhaar number to submit the documents and link Aadhaar with your insurance policy offline.

Answer: The article does not mention a specific deadline for linking Aadhaar with insurance policies. However, as it is a government mandate, it is advisable to complete the process as soon as possible to avoid any potential issues or penalties.

Answer: The article does not explicitly state the consequences of not linking Aadhaar with your insurance policy. However, since it is a government mandate, there may be potential implications or penalties for non-compliance, which could affect your insurance policy or claims process.

Answer: Yes, you can link multiple insurance policies with the same Aadhaar number. The process of linking Aadhaar with each policy needs to be followed separately for each insurance policy you hold.

Answer: The article does not provide specific details about the security measures involved in the linking process. However, insurance companies are required to follow strict data privacy and security protocols when handling sensitive information like Aadhaar numbers and personal details.

Answer: For more information or assistance with the process of linking Aadhaar with your insurance policies, you can contact your insurance company's customer service or visit their nearest branch office. They should be able to provide you with detailed guidance and support.