Pravasi Pension Scheme

The State Government of Kerala has introduced a groundbreaking initiative, the Pravasi Pension Scheme, to support its citizens residing outside the state. Launched in April 2018 by the Kerala Pravasi Welfare Board, this scheme aims to provide financial security to non-resident Keralites during retirement. This comprehensive overview details the various facets of the scheme.

Eligibility Criteria

Designed to benefit non-resident Keralites upon retirement, the Pravasi Pension Scheme is not applicable to those already enrolled under State or Central Government Pension Schemes. Instead, it is tailored for Keralites working abroad or in other Indian states.

Benefits Granted

The scheme offers a monthly pension of Rs 2,000 for a minimal contribution of Rs.100 per month, payable from the age of 60. Continuous contributions for five years earn a 3% increment, promoting consistent participation. If contributions cease for over a year, membership is lost, underscoring the importance of regular remittances.

Forms Used for Registration

Eligible participants must use the appropriate forms for registration based on their location:

Form 1A – For Non-Resident Keralites located abroad.
Form 1B – For those who have returned to Kerala post-tenure.
Form 2A – For Keralites residing outside Kerala but within India.

Access the registration forms through the following links:

Download Form 1A

Download Form 1B

Download Form 2A

Online Registration Process

To register online, follow these steps:

Visit the official Pravasi Kerala registration website.
Select the appropriate registration type from the first column.
Complete the required details, including nominee information.
Upload a compliant photo and signature.
Submit the completed form to finalize your registration.

The registration requires a fee of Rs.200, applicable online or offline using the forms provided above. For other pension schemes, you might be interested in exploring the Indira Gandhi National Old Age Pension Scheme or the Uttar Pradesh Old Age Pension Scheme.

For more information on similar pension initiatives, consider checking the Sevana Pension Scheme or the National Pension Scheme 2019.

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Frequently Asked Questions

Common questions about Pravasi Pension Scheme Kerala.

The Pravasi Pension Scheme is a unique initiative introduced by the Kerala Pravasi Welfare Board (an undertaking of the Kerala Government) in April 2018. It is designed to benefit non-resident Keralites during retirement or after completing their work tenure outside Kerala.

The scheme is open to non-resident Keralites who are not covered under any State or Central Government Pension Scheme. It aims to provide financial assistance to Keralites settled outside the state during their retirement years.

Under this scheme, non-resident Indians located elsewhere would receive a monthly pension of Rs 2,000 upon reaching the age of 60, provided they have consistently contributed Rs 100 per month until then. Additionally, consistent contributors can enjoy a 3% hike in their pension for uninterrupted remittances over a period of five years.

Eligible citizens can register for the scheme by filling out the appropriate form (Form 1A, Form 1B, or Form 2A) based on their location and residency status. Alternatively, they can also register online through the official Pravasi Kerala website by following the prescribed steps.

Yes, there is a registration fee of Rs 200 applicable for both online and offline modes of registration for the Pravasi Pension Scheme.

Yes, the membership for the Pravasi Pension Scheme will cease to exist if contributions are not made for a period of one year or more.

These forms are used for registration purposes, with each form catering to a specific category of non-resident Keralites based on their location and residency status. Form 1A is for those located abroad, Form 1B is for those who have returned to Kerala after completing their work tenure elsewhere, and Form 2A is for those located outside Kerala but within India.

No, the Pravasi Pension Scheme is specifically designed for non-resident Keralites who have their settlements outside Kerala. Keralites residing within the state are not eligible for this scheme.

The article does not provide specific information about updating nominee details after registration. However, it is advisable to contact the concerned authorities or refer to the scheme's guidelines for clarity on this matter.

While the article does not explicitly mention an age limit for registration, it states that the pension can be availed at the age of 60, implying that individuals should register before reaching that age to be eligible for the benefits.